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Fulfill your needs on your own with HDFC Bank Gold Loan, which allows you to get funds in 45 minutes! Whether you're looking to apply online for an HDFC gold loan, or inquire about the HDFC gold loan interest rate, our HDFC Gold Loan is your definitive solution to meet your imperative financial needs. Whatever your reason may be—education, business expansion, personal requirement, medical crisis, or any other specified end-use—our loan against gold is all you need. In volatile times and during a contingency, you can take a gold loan at HDFC Bank, for any use other than to purchase jewelry. Gold is a valuable asset, and with it comes surety and stability, so why not let it work for you? With minimal documentation and quick disbursal, an HDFC gold loan is a seamless solution. You can avail a gold loan at HDFC Bank anytime. Our flexible tenure and repayment options ensure that your monthly outgoings are within your budget. Make the most of your idle gold with HDFC Bank's attractive gold loans. Get a loan in 45 minutes over the counter with minimal documentation and transparent charges.
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Gold Loan Offering |
Term Loan, OD, and Bullet repayment available. |
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Gold Loan Interest |
HDFC Bank Gold Loan comes with competitive interest rates on Term Loan, Overdraft, and EMI-based loans. Repay your loan in easy, lower EMIs, over a tenor of your choice. |
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Gold Loan Tenure |
Gold loans are available for tenures starting from 3 months up to 24 months. • Repay only the interest on the loan every month. • Repay only the interest on the loan every month. |
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Gold Loan Processing |
Fastest Turnaround • Enjoy simple documentation and speedy disbursals. • Pay no hidden charges and experience a completely transparent process. |
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Gold Loan Amount |
Get loans starting at ₹25,000 (Minimum loan amount of ₹10,000 available in rural markets). |
* As per RBI guidelines, LTV (Loan to Value) ratio for gold loans is 75%. For more information on the HDFC gold loan per gram or HDFC jewel loan, contact us or visit a branch near you. Swiftloans.co.in does not charge any fee for providing such services.
* swiftloans.co.in does not charge any fee for providing such services*
Note: GST and other Government taxes, levies, etc.,
applicable as per the prevailing rate will be charged over
and above the Fees and Charges. All fixed-rate loans up to Rs
50 lacs, availed by Micro and Small Enterprises, will not be
charged with foreclosure and prepayment charges provided the
same has been closed/part paid from own source of funds. NIL
Processing Fees for loan facilities up to Rs. 5 Lakh availed
by Micro & Small Enterprises, subject to submission of Udyam
Registration Certificate before the disbursal. Loan at the sole
discretion of HDFC Bank Ltd. T&C - Loan Approval and ROI at the
sole discretion of HDFC Bank Ltd.
| Requirements | Submit any one of the following: |
| Passport (Not expired) | |
| Driving license (Not expired) | |
| Voter's ID Card | |
| Aadhaar Card issued by UIDAI | |
| PAN (Permanent Account Number) Card (along with any of above-mentioned documents) or Form 60 | |
| One Passport Size Photograph | |
| Agri Allied Occupation Documentation ( in case of bullet repayment for agriculture customers) |
Note: *Loan to be granted for agricultural/business/personal purposes only. Loan cannot be availed for the purchase of gold coins, jewels or jewellery, land or any speculative purposes. Loan approval is at sole discretion of HDFC Bank.
| swiftloans.co.in Grievance Redressal Cell (Banking Products) | |
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Call |
Monday to Saturday |
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+91-9289021614 |
9:30 AM to 6:30 PM |
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Customer can reach out to us to withdraw the consent |
Mail us at: goldloanreport@quicksuntech.com |
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Customer awareness |
swiftloans.co.in does not charge any fee directly or indirectly to the customer for providing Gold Loan, in case you receive a call, SMS or any kind of communication from someone claiming to be a swiftloans.co.in representative and asking for any kind of fee/charge/money compensation in return of a loan, please alert us on: goldloan@quicksuntech.com |
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Grievance Redressal Office |
Mr. Shubham Mishra |
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Softloan Grievances Redressal Cell Office Address |
8th Floor, Tower A, Unitech Signature Tower, Sector 30, Gurgaon, Haryana 122001. |
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Field Name |
Link |
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Product Feature |
https://www.hdfcbank.com/personal/borrow/loan-against-assets/gold-loan |
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Fees, Charges & APR |
https://www.hdfcbank.com/personal/borrow/loan-against-assets/gold-loan/fees-and-charges |
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HDFC Bank Customer Grievances Redressal Cell Contact Details |
Call - 1800 266 4060 - Available Monday to Saturday 9:30 am to 5:30 pm https://www.hdfcbank.com/personal/need-help/grievance-redressal-digital |
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Nodal Officers |
https://www.hdfcbank.com/personal/useful-links/our-corporate-commitment/nodal-officers |
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Sachet Portal |
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Complaint Management System (CMS) portal under the Reserve Bank-Integrated Ombudsman Scheme (RB-IOS) |
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Customer care |
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Privacy Policy of HDFC Bank |
| HDFC Bank Grievance Redressal Cell (Banking Products) | |
| Call | Monday to Saturday |
| 1800 266 4060 | 9:30 am to 5:30 pm |
| Grievance Redressal Office | Mr. Mehernosh Dhamodiwala |
| HDFC Bank Customer Grievances Redressal Cell Office Address | Grievance Redressal Cell, HDFC Bank Limited, 1st Floor, Empire Plaza - 1, Lal Bahadur Shastri Marg, Chandan Nagar, Vikroli West, Mumbai – 400083 |
| This facility is not available on 2nd & 4th Saturdays, all Sundays and Bank Holidays. | |
There's no botheration of paperwork and income proof. A great way to get what you wanted. Swift Loans staffs are very kind and helpful. They processed the requests very quickly. I am really thankful to them.
Good customer handling by Swift loans. Interest rates and processing fees are also done at best in the market. Overall good experience. Thank you.
I'm satisfied with the Swift loans services and they have done a proper follow up and pro-actively they are calling the customer and informing the loan details.
A year back I took the Swift Loan gold loan as back then their loan rates were quite competitive in comparison to that offered by other banks. I got the loan within almost 1 hour on the same day.