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Gold loan in India: Swift Loan may be your smart choice in Delhi and Surrounding Areas

Enjoy a Hassle- free finance experience with our prompt and reliable Gold Loan India Services

Experience our exceptional Best Gold Loan services in the heart of Delhi NCR. Our presence in Gurgaon brings convenience right to your doorstep! We offer a unique blend of technological advancements. From cuisines to heritage and architecture, our Best Gold Loan Bank in Delhi provides tailored loan solutions. To get an instant gold loan near me, apply online for quick access from your home location.

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Gold Loan in India Application Assistance with Best Gold Loan Rate of interest

A Jewellery Gold Loan might be the perfect solution for you with no hassle and minimal paperwork. With our instant gold loan offerings, you can get financial support quickly and efficiently. Our HDFC gold loan services are flexible, with customizable repayment plans that suit your budget and financial goals. We understand the value of your gold and ensure it remains safe and secure throughout the loan period. Our instant gold loan in Delhi services cater to your immediate financial needs. We offer competitive interest rates and personalized solutions. The loan process is hassle-free, with minimal documentation required, and the disbursement procedure is fast and simple, facilitated by Swipe Loan's experts. Our Swipe Loan service includes a reliable nominal processing fee, varying across loan transactions.

Now you can get Immediate Gold Loan in India just by Meeting the Eligibility Criteria

A Jewellery Gold Loan is a secured loan that allows you to borrow money against the value of your gold jewellery. The eligibility criteria may vary depending on the lender, but some common requirements include:

  • Age: The borrower should be at least 18 years old to be eligible for a Jewellery Gold Loan.
  • Gold qualityThe gold quality should be between 18 and 24 karats, as the lender determines its value.
  • Loan amount The loan amount is limited to a certain percentage of the gold's value, which may vary from lender to lender.
  • Loan tenure: The tenure of the loan may also vary depending on the lender, typically between 6 to 12 months.
  • Credit history: Unlike unsecured loans, Jewellery Gold Loans may not require a credit check, making them accessible to borrowers with poor credit scores.

It is important to note that each lender may have specific eligibility criteria. Additionally, borrowers should carefully consider the loan terms and conditions, including the interest rate, fees, and repayment terms, before proceeding.

Don’t forget to submit these documents when applying for a secure instant gold loan in Delhi

When applying for an instant gold loan, you will need to provide a set of documents to the lender. These documents serve as proof of your identity, income, and ownership of the gold being used as collateral. The specific requirements may vary depending on the lender and the loan amount, but generally include:

  • Identity proof:A government-issued identity document, such as a passport, driver's license, or Aadhaar card.
  • Address proof:: Proof of address, such as a utility bill, bank statement, or rent agreement.
  • Income proofSome lenders may ask for income proof, such as salary slips or income tax returns, to ensure you can repay the loan.
  • Gold ownership proof:Documents that prove your ownership of the gold being used as collateral, such as purchase receipts or invoices.
  • Passport size photograph: Two passport-size photographs for identification purposes.

It’s always a good idea to check with your lender for their specific documentation needs. Providing accurate and complete documentation can help streamline the loan application process and increase your chances of approval.

How to Apply for an Instant Loan in Delhi? If you are looking to apply for an instant Gold loan in Delhi

If you are looking to apply for an Quick Gold loan in Delhi, there are several steps you can follow. Research different lenders:

  • Check your eligibility: Most lenders have eligibility criteria for Gold Loans based on factors like age, income, and gold purity. Verify that you meet these requirements before applying.
  • Gather the required documents: You will need certain documents to apply for a gold loan, it involves identity proof, address proof, and gold ownership proof.
  • Get your gold valued: The lender will assess the value of your gold and approve your loan amount based on the value.
  • Apply for the loan:Fill out the loan application form and submit the required documents.
  • Wait for approval:After submitting your application, the lender will review your paperwork and assess the value of your gold, a process that may take from a few hours to a few days.
  • Receive the loan: If your loan is approved, the lender will disburse the funds to your bank account or provide you with a cheque.

It’s important to remember that the specific process for applying for an instant loan in Delhi may vary depending on the lender. It is always a good idea to read through the lender’s terms and conditions before applying.

Reasons that make us unique from the others.

Here are some compelling reasons to choose us for your Gold loan needs in India:

  • Easy and hassle-free application process:We understand that your time is valuable. Our experts have simplified the loan application process to make it quick and easy.
  • Competitive interest rates: We offer some of the most competitive interest rates in the industry, ensuring that you get the best deal possible on your Jewellery Gold Loan.
  • Transparent and fair policies:Trust us for transparency and fairness in all dealings with our customers. We have clear policies in place and always keep you informed about your loan terms.
  • Quick disbursal of funds:Once your loan is approved, we will disburse the funds to your account as quickly as possible, so you can use the money for whatever you need.
  • Expert guidance and support:Our experts are always available to answer your questions and provide guidance and support throughout the loan process.

Fast & Easy Application Process

Speed Up the Gold Loan Process

Select the type of loan and loan amount and we will provide you the best options with best interest rates.

Once you pass the eligibility criteria of the particular bank for the loan, get your loan approval in no time.

For purchasing your new home, apply for the home loan with us and get the best interest rates options from the market. Get your home sanctioned with hassle-free process.

Why We are the Best Choice?


Instant Gold Loan

Minimum loan Amount of 20,000 to 1cr

Pre and part payment option

Minimal Documentation

Minimum Loan Interest rates

Avail attractive interest rates

45 min Disbursal.

No income proof required

YEARS OF EXPERIENCE

8+

YEARS OF EXPERIENCE

REGISTERED CASES

160000+

REGISTERED CASES

HAPPY CLIENTS

120000+

HAPPY CLIENTS

PROFESSIONAL ADVISORS

25+

PROFESSIONAL ADVISORS

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Review

Swiftloans assisted me save on my Home Loan. Its customer care is so helpful. All executives are professional, efficient, friendly. They answered all of my questions in a timely manner and helped me to make my first-time home buying process smooth. Absolutely, recommend their services.



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Saurabh Jain

I am so much happy with Swiftloans services. This website helped me in deciding the loan scheme. I got all the required information from the site about the loan schemes and their interest rates. The interest rates of Home Loan are very low. Over all my experience with Swiftloans is very nice and smooth.


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Vimal Singh

I recently applied Home loan from Swift loan. I am impressed with them instead of selling you loan in a hurry the team understand your requirement first than suggest the banks from which you can choose you prefer one. All the process is hassle free and the Swift loan team make the documentation filling process fast and easy for me
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Neha Gupta

A great and smooth process of receiving a Home loan. I am thankful for receiving the amount on the day I wanted






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Manoj Verma

Excellent services with no Hidden Rule and charges.the Process was very easy and truested.







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Abhishek Rajan

I received the Home loan on time and without any hassle........







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Anubhav Kumar

FAQs

What is a gold loan scheme?
As the name suggests this is the loan given against gold. It’s a secured loan that enables borrowers to pledge their gold in lieu of a cash loan. It enables people to utilize their gold assets instead of storing them in lockers.
What is the eligibility criterion to qualify for a gold loan?
2 For a gold loan, applicants should be aged above 21 years and should have gold that needs to be mortgaged with the bank.
  • 1. Age – 21-65
  • 2. Document – Aadhar and pan card (Address proof must be between 50km)
What is the interest charge applicable on gold loan?
The interest rate on your gold loan varies from one lender to another. Please enter your details on our Gold Loan eligibility page and view gold loan offers offered by various banks and private institutions.
What is the maximum amount that can be sanctioned under the gold loan scheme?
The maximum loan amount loan varies from one lender to another. It can range between Rs. 1,5000 and Rs 1 Crore depending on the eligibility criteria of particular bank/Nbfc.
How long does it take to complete the gold loan approval process?
The loan approval process for gold loan is very fast. If your application meets all the requirements, it takes just 45Minutes for the loan amount to be disbursed.
What is the repayment tenure of a gold loan?
A gold loan can be repaid in as little as one day or as many as 36 part payment instalments, depending on your lender. regardless of whether the customer is Internal or External.
What are the additional fees that I will need to pay at the time of taking a loan?
A nominal processing fee is levied on your gold loan. The processing fee charged varies from one bank to another but generally does not exceed 1% of the loan amount.
Are there any foreclosure charges on a gold loan?
Loan foreclosure charges range from 1.18% (1% +18% gst)and are applicable on the outstanding amount of your gold loan.but, but if the customer closes his loan before 6 months, he is only obligated to pay the foreclosuer amount, whereas if the customer closes his loan after 6 months, there are no foreclosuer charges.
What is the penalty for delay in repayment of loan?
Banks usually levy an annual penalty between 1% and 2%. This is in addition to the rate of interest that you would be paying to service your loan.
Can I repay the loan partially?
A gold loan can be repaid partially at any point in time. However, your deposited gold will only be returned once the entire loan amount has been repaid.although, the customer repays the loan partially, which is especially advantageous for customer because customer is only obligated to pay the remaining amount of his interest amount of principal.
Is the gold pledged with banks safe?
Banks take a lot of precaution while storing your gold and keep it safe until the loan amount is returned. They understand the sentimental value attached to gold ornaments and act as custodians while the gold remains with them.

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